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For owners of single-family homes, condos, land & multi-family properties in AG, BE, BL, BS, LU, SO, ZG, ZH and SZ

FREE GUIDE REVEALS: “What you ACTUALLY have left after selling your property — for real.”

Find out whether your property could surprisingly bring you up to 10% more net proceeds than you think today — despite mortgage, capital gains tax, notary and sales costs — before you make any decision.

PDF guide mockupFree PDF Guide

Recommended before you make a sale decision, sign a purchase agreement, or terminate your mortgage early.

What to expect in the net proceeds guide

Gross is not netWhy the sale price is only half the truth, and which deductions (mortgage, taxes, costs) you need to plan for before counting on your sale proceeds.
The building blocks of your net proceedsHow remaining mortgage, capital gains tax, notary and sales costs interact — and which levers you can pull to keep more of your sale proceeds.
5–10% price difference, six-figure consequencesUsing concrete example calculations, see how small deviations in sale price or timing can quickly mean a full year's salary difference in net proceeds.
Which decision truly pays off NETHow your net proceeds change across the scenarios ‘keep and rent out’, ‘sell now’, or ‘wait a few years’ — so you can decide with numbers instead of gut feeling.
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This is for you

This net proceeds guide is right for you if …

You own a property in one of these cantons:

A single-family home, condo, plot of land or multi-family property in AG, BE, BL, BS, LU, SO, ZG, ZH or SZ.

You are considering a sale within the next 3 to 24 months

A concrete plan or a serious thought — both work.

You want to know what really stays with you after all deductions

Instead of relying on a rough estimate or gut feeling.

You want to avoid expensive net proceeds mistakes

For example an unexpectedly high capital gains tax, early mortgage repayment penalties, or overly optimistic planning.

You are facing an important life decision

Inheritance, divorce, retirement, relocation, or a move into senior living.

You want an honest, transparent basis for your decision

Even if the result means a sale does not (yet) pay off.

If at least two of these points sound like you, this net proceeds guide is exactly what you need.
Gazmend Ismaili & Tobias Fringeli
IMMANO AG · Your real estate specialists

Gazmend Ismaili & Tobias Fringeli

Both are former bankers specialised in mortgages and real estate. They know banking processes from the inside and understand what really matters for a sound decision.

With more than 10 years of experience and many purchases and sales guided, they help homeowners sell with more confidence and at better prices — calmly and as equals.

10+
Years of experience
Former bankers
Mortgages & real estate
Cantons
AG, BE, BL, BS, LU, SO, ZG, ZH and SZ
FREQUENTLY ASKED QUESTIONS

Common questions about the net proceeds guide and the next steps

Everything you need to know about the free net proceeds guide and what happens next — answered briefly and clearly.

Yes. The net proceeds guide is free of charge and comes with no obligation. You receive it as a PDF by email and can read it at your own pace. Only if you want to afterwards can you request a personal first consultation for a short net proceeds check and a valuation.