A client received a mortgage offer from his bank but felt he was paying too much. Friends confirmed there should be more room for negotiation. However, he lacked both market overview and time to compare multiple banks himself. Goal Secure one of the best available interest rates without having to gather and negotiate dozens of offers himself. Our Solution We conducted an independent market comparison, filtered out the best offers, and negotiated with the banks on his behalf. The result: significantly better terms, a smooth transfer of the existing mortgage, and interest savings in the five-figure range — with no additional effort for the client. U. Brunner, Homeowner

Angela initially tried to handle her refinancing on her own. She contacted several institutions, compared options, and attempted to manage the process independently. Goal She needed a refinancing solution that was not only financially attractive, but also structured efficiently and professionally. Our Solution After turning to us, we immediately activated our network of banks, pension funds, and insurance partners. Thanks to our established relationships and market access, we were able to compare multiple financing options and negotiate an excellent refinancing offer tailored precisely to her needs.

Marco Fleig, owner of CxO Services GmbH, wanted to purchase a new apartment. However, his equity was still tied up in his existing property, while he simultaneously needed a suitable mortgage for the new one. Goal A sustainable, clearly structured financing solution — without having to contact multiple banks or compare offers himself. Our Solution We conducted an independent market comparison and arranged a mortgage with attractive rates. This allowed him to acquire the new apartment while selling his existing property at his own pace, step by step. Marco Fleig, Owner, CxO Services GmbH

A client was facing the renewal of his mortgage. The offer from his existing bank was disappointing — the interest rate was well above his expectations and would have led to unnecessarily high costs. Goal A fair, market-rate solution with significantly lower interest — without having to approach numerous banks and compare offers himself. Our Solution We took over the entire mortgage comparison, benchmarked regional banks against each other, and found a bank willing to make a significantly better offer. The existing mortgage was refinanced — with noticeably lower interest costs and considerably better terms. T. Baumgartner, Homeowner

A client wanted to purchase an apartment and needed a mortgage. He had already approached several banks but was unhappy with the offers: the proposed rates were well above his expectations and would have significantly increased his monthly costs. Goal Find a bank with fair, market-competitive terms — without having to gather and compare countless offers himself. Our Solution We took over the entire comparison, benchmarked various banks, and identified the optimal financing solution. The result: significantly lower interest costs and a mortgage that fits his financial situation exactly. Mr. Betschart, CEO & Homeowner

A client wanted to finance a villa worth CHF 4.5 million in Basel-Stadt. Many banks required significantly more equity and simultaneously offered unattractive rates. He was looking for a solution with the lowest possible equity contribution and excellent SARON terms — the best of both worlds. Goal A sustainable financing arrangement with a moderate equity share and very competitive SARON rates, without having to negotiate with numerous banks himself. Our Solution We conducted a comprehensive market comparison, evaluated various financing models, and negotiated with banks on his behalf. The result: attractive financing for the CHF 4.5 million villa with a low equity contribution and excellent SARON terms. Mr. L., Board Member, CEO & Property Owner